A bank examiner typically has the job of monitoring banks to ensure they are obeying financial laws, to make sure they remain financially stable, and to assess their performance. The exact requirements for securing a job in this field may depend on the jurisdiction in which the person wishes to work. In most cases, however, a person who wants to become a bank examiner earns a bachelor's degree in finance to prepare for this job. Often, he also has to pass a financial examiner test and gain experience in the banking industry before he will be considered a viable candidate for this position.
The duties of a bank examiner are typically focused on making sure banks are obeying financial laws and complying with acceptable policies and practices. A person in this field may be charged with checking a bank's records and performing audits to make sure it remains in compliance. He may also work to evaluate how well a bank is performing and assess how knowledgeable and efficient its staff members are. A person in this field is usually responsible for drafting reports about his findings and sharing them with bank directors or boards. He typically travels to different bank branches to perform his duties, but he may use electronic means of accessing records and drafting reports as well.
To become a bank examiner, a person usually has to graduate from high school or earn an equivalent diploma. In high school, math classes and courses that help a person to develop his analytical abilities may begin to prepare him for this job. Additionally, a person usually needs good communication skills to perform well as an examiner. As such, an aspiring bank examiner may benefit from taking composition courses to build his written communication skills and public-speaking courses to develop his verbal abilities.
An individual who want to become a bank examiner usually has to complete a bachelor's degree in finance or a closely-related field to prepare for this job. Among the courses he'll usually take are those in economics, security analysis, and accounting. After college, a person interested in this career will usually have to work in the banking industry in order to gain some related experience before applying to become a bank examiner. For example, he may work as a bank manager. He'll usually also have to take an exam or series of exams in order to demonstrate his abilities.
