We are independent & ad-supported. We may earn a commission for purchases made through our links.
Advertiser Disclosure
Our website is an independent, advertising-supported platform. We provide our content free of charge to our readers, and to keep it that way, we rely on revenue generated through advertisements and affiliate partnerships. This means that when you click on certain links on our site and make a purchase, we may earn a commission. Learn more.
How We Make Money
We sustain our operations through affiliate commissions and advertising. If you click on an affiliate link and make a purchase, we may receive a commission from the merchant at no additional cost to you. We also display advertisements on our website, which help generate revenue to support our work and keep our content free for readers. Our editorial team operates independently of our advertising and affiliate partnerships to ensure that our content remains unbiased and focused on providing you with the best information and recommendations based on thorough research and honest evaluations. To remain transparent, we’ve provided a list of our current affiliate partners here.
Finance

Our Promise to you

Founded in 2002, our company has been a trusted resource for readers seeking informative and engaging content. Our dedication to quality remains unwavering—and will never change. We follow a strict editorial policy, ensuring that our content is authored by highly qualified professionals and edited by subject matter experts. This guarantees that everything we publish is objective, accurate, and trustworthy.

Over the years, we've refined our approach to cover a wide range of topics, providing readers with reliable and practical advice to enhance their knowledge and skills. That's why millions of readers turn to us each year. Join us in celebrating the joy of learning, guided by standards you can trust.

What is the Fair Housing Act?

Mary McMahon
By
Updated: Jan 23, 2024
Views: 10,152
Share

The Fair Housing Act is a piece of legislation which was passed in the United States in 1968, building on the previous Civil Rights Act of 1964. The Fair Housing Act was the main part of the Civil Rights Act of 1968, and you may hear the Fair Housing Act referred to as the Civil Rights Act of 1968 because of this. This piece of legislation was designed to spell out the types of housing bias which are illegal, and to set out clear penalties for violations of the act. It has been updated several times since 1968 to protect additional groups under the law.

Under the Fair Housing Act, people cannot be discriminated against on the basis of their national origin, creed, race, gender, family status, or disability. The Fair Housing Act covers landlords, realtors, and lenders, addressing the many facets of housing in the United States. If someone is suspected of a violation or reported to the Department of Housing and Urban Development, the Department of Justice may choose to undertake a prosecution.

There are a number of ways in which the Fair Housing Act works. In the most basic sense, people cannot be denied a rental or sale home on the basis of the categories above, although landlords can discriminate on the basis of financial means, ability to care for the property, and references. The Fair Housing Act also does not currently cover discrimination on the basis of sexual or gender orientation. Discrimination can take the form of advertisements with wording like “no Jews” and statements like “I will not rent to a family with children” during a property showing. It can also include practices like redlining and restrictive covenants.

One of the problems with the Fair Housing Act is that discrimination is often subtle, especially as it has become less and less socially acceptable. Few landlords are stupid enough to indicate that they refuse to rent to Hispanics in an advertisement, for example, but landlords are free to deny a rental with no explanation, and a racist landlord will do just that. Often, victims of discrimination are totally unaware of the discrimination, and therefore it goes unreported. The Department of Justice uses a Housing Testing team to look for cases of such discrimination, sending out people who act as renters or interested home buyers.

The Fair Housing Act also addresses coercion and threats to tenants and home buyers. If, for example, a landlord sexually harasses a tenant and claims that he will evict the tenant if the harassment is reported, this is illegal under the Fair Housing Act.

It would behoove both tenants and landlords to be aware of the terms of the Fair Housing Act. Landlords in particular must be very careful about what they say and how they word their leases. Many landlords like to use boilerplate forms for this very reason. Tenants should read the Fair Housing Act and connect with organizations which advocate for fair housing to ensure that they are dealt with fairly.

Share
WiseGeek is dedicated to providing accurate and trustworthy information. We carefully select reputable sources and employ a rigorous fact-checking process to maintain the highest standards. To learn more about our commitment to accuracy, read our editorial process.
Mary McMahon
By Mary McMahon

Ever since she began contributing to the site several years ago, Mary has embraced the exciting challenge of being a WiseGeek researcher and writer. Mary has a liberal arts degree from Goddard College and spends her free time reading, cooking, and exploring the great outdoors.

Editors' Picks

Discussion Comments
Mary McMahon
Mary McMahon

Ever since she began contributing to the site several years ago, Mary has embraced the exciting challenge of being a...

Learn more
Share
https://www.wise-geek.com/what-is-the-fair-housing-act.htm
Copy this link
WiseGeek, in your inbox

Our latest articles, guides, and more, delivered daily.

WiseGeek, in your inbox

Our latest articles, guides, and more, delivered daily.